http://pa...in Paytm Payments Bank
Independence Day Offer (offers Valid from 11th August 2023 00:00:00 hours, till 15th August 2023, 23:59:00 hours)
Net banking Offer T&C

Offer Eligibility

Users will get flat 2023 cashback points. Offer can only be availed on completing a transaction of minimum ₹760 via Paytm Payments Bank netbanking option
This offer is applicable only to the users when they pay via Paytm Payments Bank netbanking
The offer is not applicable on Add money to wallet payment via Paytm Payments netbanking
Offer can be availed only 1 time during the campaign validity period. Offer is for selected customers only
To get cashback points user has to do full payment through Paytm Payments Bank netbanking only. Offer is not applicable on mix of payment mode or any other payment mode
Rewards

User will receive the reward of Cashback points in the form of a scratch card within 35 days of successfully paying via Paytm Payments Bank netbanking
In case the user does not scratch the card after issuance, they can do so by going to the Cashback & Offer section(Scratch card validity : 7 Days)
Add Money Offer

Deposit daily additional min. Rs. 2023 in your PPBL account before 15th Aug 2023 11.59pm and maintain till 23rd Aug 2023 to get 7600 cashback points.

Offer Eligibility and Details

Paytm Payments Bank Customers (“Customers”) who qualify in this Offer will get a scratch card of flat 7600 Cashback Points(Scratch card validity : 7 Days).
For Qualifying for the offer: Customers need to deposit minimum ₹2023 in their Paytm Payments Bank Savings Account and maintain “daily balance” till the end of campaign period.
This offer is applicable only to the Customers who deposit money (min. ₹2,023) between 11th August 2023 00:00:00 hours, and 15th August 2023, 23:59:00 hours, and also maintain the “daily balance” till 23rd August 2023, 23:59:00 hours.
Eligibility for the Offer : Only for those Customers who Add & Maintain additional Rs. 2023 during the Offer Period, as mentioned as per the Dates & Time as highlighted. e.g. If any Customer has daily average Account Balance of Rs. 1500 as on 10th Aug’2023 at 11.59pm; then the Customer has to Add & Maintain additional Rs. 2023 during the Dates & Times as highlighted to be eligible for this Offer. Customer during the Offer Period will need to have Rs. 3,703 as daily average Account Balance during the dates & Time as highlighted
Customers adding greater than or, equal to ₹2,023 to his/her Paytm Payments Bank Savings Account by 15th August 2023, will be considered to qualify the first step for this campaign.
The offer is valid for Paytm Payments Bank customers who have been communicated this offer
This Cashback Points are funded by Paytm Payments Bank (“PPBL”)
“Daily balance” to be maintained till 23rd August 2023 will be computed basis customer’s day end balance of 10th August 2023 + the net deposits done (min. ₹2023) till 15th August 2023. This balance at end of day of 15th August 2023 has to be higher by min. ₹2023 than the day end balance of 10th August 2023. If balance on any day between 16th August 2023, and 23rd August 2023 drops below the day end balance of 10th August 2023+ min. ₹2023 – the customer will get disqualified in the “daily balance” maintenance criteria. Hence, won’t be eligible for the Cashback Points.
Illustration 1

if the day end balance on 10th August 2023 was ₹1500, and the amount deposited/withdrawn are as follows:

11th Aug: +₹900 (deposit)
13th Aug: -₹1300 (withdrawal)
14th Aug: +₹3000 (deposit
In this case, the customer has net deposited ₹2600 till 15th August 2023, and has qualified the minimum deposit criteria of ₹2023, and will now have to maintain minimum daily balance of ₹3523/- [₹2023 (min. deposit requirement) + ₹1500(day end balance of 10th August 2023)] till 23rd August 2023 to qualify for the Cashback Points.

Illustration 2

if the day end balance on 10th August 2023 was ₹1500, and the amount deposited/withdrawn are as follows:

11th Aug: +₹200 (deposit)
13th Aug: +₹2700 (deposit)
14th Aug: -₹2023 (withdrawal)
In this case, the customer net deposited ₹877(200+2700-2023=877) till 15th August 2023 – and hence failed to meet the minimum deposit criteria of ₹2023 – leading to ineligibility for the Cashback Points.

Offer Duration

Users have to deposit the money within the time period starting from 11th August 2023 00:00:00 and ending on 15th August 2023, 23:59:00 and maintain the “daily balance” till 23rd August 2023, 23:59:00.

Rewards

All cashback points will be issued within a period of 45 days from 23rd August 2023.
The Qualifying Customers will be given a Scratch Card worth 7600 Cashback Points in the “Cashbacks & Offers” Section of Paytm App with a validity of 7 days. Customers need to scratch the same within validity to get the cashback points credited.
PPBL reserves its absolute right to withdraw and/or alter any terms and conditions of the offer at any time without prior notice.
Debit Card Offer

Customers can earn flat cashback points of 20,000 on Paytm Payments Bank Debit Card spends of Rs. 5,000 or more

Offer Eligibility

Debit Card Spend Offer:

Earn flat cashback points of 20,000 on Online/ POS debit card spends of Rs. 5,000 or more
This offer is applicable only to transactions done via Paytm Payments Bank Debit Card, excluding the category above
Offer can be availed 1 time during the campaign validity.
This offer is valid for selected users only.
Offer Duration

All Spends transactions done with Paytm Payments Bank Debit Card transactions done within 11th Aug'23 to 15th Aug'23 will be eligible for this cashback offer.
Rewards

All Cashback gratifications under this offer will be done by 30th September 2023
Paytm Payments Bank reserves its absolute right to withdraw and/or alter any terms and conditions of the offer at any time without prior notice
Certain category of transactions are not eligible for this offer -

6540(Non-Financial Institutions – Stored Value Card Purchase/Load),
6012(Financial Institutions – Merchandise, Services, and Debt Repayment),
6300(Insurance Sales, Underwriting, and Premiums),
5699(Miscellaneous Apparel and Accessory Shops),
6051(Non-Financial Institutions – Foreign Currency, Non-Fiat Currency, Money Orders , Account Funding , Travelers Cheques, and Debt Repayment),
7995(Gambling Transactions, Betting, Sportsbook, Fantasy, Social Gaming)
Apply For Physical Debit Card

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